._page_nqb2a_1{--ink:#13364b;--muted:#647888;--green:#167a61;--line:#dbe5e9;color:var(--ink);background:#f5f7f8;padding-bottom:70px}._intro_nqb2a_2,._calculator_nqb2a_2,._content_nqb2a_2{width:min(1240px,100% - 56px);margin:auto}._intro_nqb2a_2{padding:38px 0 24px}._breadcrumbs_nqb2a_3{color:var(--muted);flex-wrap:wrap;align-items:center;gap:10px;margin-bottom:32px;font-size:12px;display:flex}._breadcrumbs_nqb2a_3 a{color:inherit;text-decoration:none}._eyebrow_nqb2a_3{letter-spacing:.13em;color:var(--green);font-size:11px;font-weight:700}._hero_nqb2a_4{justify-content:space-between;align-items:center;gap:25px;display:flex}._intro_nqb2a_2 h1{letter-spacing:-2.6px;margin:14px 0 20px;font-size:clamp(35px,4.3vw,59px);font-weight:700;line-height:1.08}._intro_nqb2a_2 h1 em{color:var(--green);font-style:normal}._intro_nqb2a_2 p{color:var(--muted);max-width:660px;margin:0;font-size:16px;line-height:1.7}._stamp_nqb2a_4{flex-shrink:0;align-items:center;gap:12px;font-size:12px;display:flex}._stamp_nqb2a_4>span{color:var(--green);background:#e3efe9;border-radius:50%;place-items:center;width:42px;height:42px;font-size:22px;display:grid}._stamp_nqb2a_4 b,._stamp_nqb2a_4 small{display:block}._stamp_nqb2a_4 small{color:var(--muted);margin-top:5px}._exampleRow_nqb2a_5{color:var(--muted);flex-wrap:wrap;align-items:center;gap:16px;margin:18px 0 24px;font-size:12px;display:flex}._exampleRow_nqb2a_5>div{flex-wrap:wrap;gap:8px;display:flex}._exampleRow_nqb2a_5 button{font:inherit;color:var(--ink);border:1px solid var(--line);cursor:pointer;background:#fff;border-radius:30px;padding:10px 14px}._exampleRow_nqb2a_5 button:hover{background:#e9f3ee;border-color:#a8c9ba}._workspace_nqb2a_6{grid-template-columns:320px minmax(0,1fr);align-items:start;gap:26px;display:grid}._inputs_nqb2a_6{border:1px solid var(--line);background:#fff;border-radius:18px;padding:25px}._inputHeading_nqb2a_6{align-items:center;gap:10px;margin-bottom:28px;display:flex}._inputHeading_nqb2a_6>span:first-child{color:var(--muted);border:1px solid var(--line);border-radius:5px;padding:5px;font-size:11px}._inputHeading_nqb2a_6 h2{letter-spacing:-.4px;margin:0;font-size:18px}._annual_nqb2a_6{color:var(--muted);margin-left:auto;font-size:11px}._field_nqb2a_6{margin-bottom:27px}._field_nqb2a_6>label{margin-bottom:9px;font-size:13px;font-weight:650;display:block}._number_nqb2a_6{border:1px solid var(--line);background:#f7f9fa;border-radius:9px;align-items:center;gap:8px;padding:10px 12px;display:flex}._number_nqb2a_6 input{letter-spacing:-1px;color:var(--ink);font-variant-numeric:tabular-nums;background:0 0;border:0;width:100%;min-width:0;font-family:inherit;font-size:26px;font-weight:650}._number_nqb2a_6 input::-webkit-inner-spin-button{-webkit-appearance:none;appearance:none}._number_nqb2a_6 span{color:var(--muted);white-space:nowrap;font-size:11px}._range_nqb2a_6{width:100%;accent-color:var(--green);cursor:pointer;margin:14px 0 3px}._field_nqb2a_6 small,._settings_nqb2a_6 small{color:var(--muted);font-size:11px;line-height:1.65;display:block}._selectLabel_nqb2a_6{margin-bottom:22px;font-size:13px;font-weight:650;display:block}._selectLabel_nqb2a_6 select,._settings_nqb2a_6 input{color:var(--ink);font:inherit;border:1px solid var(--line);background:#fff;border-radius:8px;width:100%;margin-top:9px;padding:12px 9px;font-weight:400;display:block}._settings_nqb2a_6{border-top:1px solid var(--line);padding-top:18px}._settings_nqb2a_6 summary{cursor:pointer;font-size:12px;font-weight:650}._settings_nqb2a_6 summary>span{color:var(--muted);margin:6px 0 0 15px;font-size:10px;font-weight:400;display:block}._settings_nqb2a_6 label{margin:20px 0 10px;font-size:12px;line-height:1.5;display:block}._rateLine_nqb2a_6{border-bottom:1px solid #edf0f3;justify-content:space-between;gap:12px;padding:12px 0;font-size:11px;display:flex}._rateLine_nqb2a_6 b{white-space:nowrap}._settings_nqb2a_6 small:last-child{margin-top:12px}._localNote_nqb2a_6{color:var(--muted);border-top:1px solid var(--line);margin:22px 0 0;padding-top:18px;font-size:11px;line-height:1.7}._resultToolbar_nqb2a_7{justify-content:space-between;align-items:center;gap:14px;margin:0 0 16px;display:flex}._resultToolbar_nqb2a_7>span{letter-spacing:.11em;color:var(--muted);font-size:10px;font-weight:700}._resultToolbar_nqb2a_7>div{border:1px solid var(--line);background:#fff;border-radius:10px;padding:4px;display:flex}._resultToolbar_nqb2a_7 button{color:var(--muted);font:inherit;cursor:pointer;background:0 0;border:0;border-radius:7px;padding:9px 12px;font-size:12px}._resultToolbar_nqb2a_7 button[aria-pressed=true]{background:var(--ink);color:#fff}._verdict_nqb2a_8{color:#fff;background:#133c42;border-radius:18px;margin-bottom:18px;padding:28px 30px;position:relative;overflow:hidden}._verdictTop_nqb2a_8{letter-spacing:.07em;color:#bcdbd2;flex-wrap:wrap;justify-content:space-between;gap:10px;font-size:10px;display:flex}._verdictTop_nqb2a_8>span:last-child{letter-spacing:0;color:#b7d0cc}._delta_nqb2a_8{letter-spacing:-2.5px;color:#b4f3cf;font-variant-numeric:tabular-nums;margin:25px 0 14px;font-size:clamp(40px,4.5vw,62px);font-weight:650;line-height:1.1;display:block}._verdict_nqb2a_8 h2{color:inherit;letter-spacing:-.6px;margin:0 0 9px;font-size:23px}._verdict_nqb2a_8 p{color:#c4d9d5;max-width:620px;margin:0;font-size:13px;line-height:1.65}._verdictFoot_nqb2a_8{color:#c2d8d1;border-top:1px solid #ffffff25;margin-top:22px;padding-top:16px;font-size:11px;line-height:1.7}._verdictFoot_nqb2a_8 b{color:#e4f0ec;font-weight:500}._quiet_nqb2a_8{background:#24394c}._quiet_nqb2a_8 ._delta_nqb2a_8{color:#f3d6a6}._quiet_nqb2a_8 ._verdictTop_nqb2a_8,._quiet_nqb2a_8 ._verdictTop_nqb2a_8>span:last-child,._quiet_nqb2a_8 p,._quiet_nqb2a_8 ._verdictFoot_nqb2a_8{color:#ccd6df}._compareCards_nqb2a_9{grid-template-columns:1fr 1fr;gap:16px;display:grid}._compareCard_nqb2a_9{border:1px solid var(--line);background:#fff;border-radius:14px;min-width:0;padding:23px}._compareCard_nqb2a_9>header{align-items:center;gap:10px;display:flex}._compareCard_nqb2a_9 svg{width:24px;height:24px;color:var(--muted)}._compareCard_nqb2a_9 h3{margin:0;font-size:15px}._metricLabel_nqb2a_9{color:var(--muted);margin:24px 0 8px;font-size:11px}._amount_nqb2a_9{letter-spacing:-1.5px;white-space:nowrap;font-variant-numeric:tabular-nums;font-size:clamp(25px,2.7vw,39px);font-weight:650}._track_nqb2a_9{background:#edf1f3;border-radius:6px;height:8px;margin:20px 0;overflow:hidden}._track_nqb2a_9 span{background:#688497;border-radius:6px;height:100%;transition:width .2s;display:block}._holdingCard_nqb2a_9{background:#fbfdfb;border-color:#bad4c7}._holdingCard_nqb2a_9 ._track_nqb2a_9 span{background:var(--green)}._compareCard_nqb2a_9 dl{margin:0}._compareCard_nqb2a_9 dl>div{justify-content:space-between;gap:7px;margin-top:12px;font-size:11px;display:flex}._compareCard_nqb2a_9 dt{color:var(--muted)}._compareCard_nqb2a_9 dd{white-space:nowrap;font-variant-numeric:tabular-nums;margin:0}._shortfall_nqb2a_9{color:#854c16;border-top:1px solid var(--line);padding-top:10px;font-size:12px}._compareNote_nqb2a_9{color:var(--muted);margin:14px 2px 24px;font-size:11px;line-height:1.7}._flow_nqb2a_10{border:1px solid var(--line);background:#fff;border-radius:14px;padding:24px}._flowHeading_nqb2a_10{justify-content:space-between;align-items:center;gap:10px;margin-bottom:24px;display:flex}._flowHeading_nqb2a_10 h3{margin:0;font-size:16px}._flowHeading_nqb2a_10>span{color:var(--muted);font-size:10px}._flowLanes_nqb2a_10{grid-template-columns:1fr 1fr;gap:25px;display:grid}._flowLabel_nqb2a_10{text-align:center;color:var(--muted);margin-bottom:13px;font-size:11px;display:block}._flowNode_nqb2a_10{text-align:center;background:#f3f6f8;border-radius:9px;padding:14px 10px;font-size:13px;font-weight:650}._flowNode_nqb2a_10 small{color:var(--muted);margin-top:5px;font-size:10px;font-weight:400;line-height:1.6;display:block}._flowHolding_nqb2a_10{background:#e8f4ec}._arrow_nqb2a_10{text-align:center;color:#a1b0b9;padding:4px 0;font-size:19px;display:block}._flowEnd_nqb2a_10{text-align:center;letter-spacing:-.5px;font-size:20px;font-weight:650}._flowEnd_nqb2a_10 small{color:var(--muted);letter-spacing:0;margin-top:4px;font-size:10px;font-weight:400;display:block}._threshold_nqb2a_11{border-bottom:1px solid var(--line);grid-template-columns:1fr auto;gap:9px 18px;margin-bottom:18px;padding:23px 0;display:grid}._threshold_nqb2a_11>span{font-size:13px;font-weight:600}._threshold_nqb2a_11 b{color:var(--green);font-variant-numeric:tabular-nums;font-size:19px}._threshold_nqb2a_11 p{color:var(--muted);grid-column:1/-1;max-width:580px;margin:0;font-size:11px;line-height:1.7}._breakdown_nqb2a_11{border:1px solid var(--line);background:#fff;border-radius:11px;margin-top:18px;padding:19px 22px}._breakdown_nqb2a_11 summary{cursor:pointer;font-size:13px;font-weight:650}._tableWrap_nqb2a_11{overflow:auto}._breakdown_nqb2a_11 table{border-collapse:collapse;width:100%;margin-top:22px;font-size:11px}._breakdown_nqb2a_11 caption{text-align:left;color:var(--muted);margin-bottom:16px}._breakdown_nqb2a_11 th,._breakdown_nqb2a_11 td{text-align:right;border-bottom:1px solid var(--line);font-variant-numeric:tabular-nums;padding:12px 7px}._breakdown_nqb2a_11 th:first-child,._breakdown_nqb2a_11 td:first-child{text-align:left;padding-left:0}._breakdown_nqb2a_11 p{color:var(--muted);margin:18px 0 0;font-size:11px;line-height:1.65}._actions_nqb2a_11{flex-wrap:wrap;align-items:center;gap:10px;margin-top:22px;display:flex}._actions_nqb2a_11 button{border:1px solid var(--line);color:var(--ink);font:inherit;cursor:pointer;background:#fff;border-radius:8px;padding:12px 14px;font-size:11px}._actions_nqb2a_11 a{color:var(--ink);margin-left:auto;font-size:12px;font-weight:650;text-decoration:none}._actions_nqb2a_11 a span{margin-left:8px}._srOnly_nqb2a_11{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}._content_nqb2a_2{padding-top:56px}._content_nqb2a_2 h2{letter-spacing:-.9px;margin:12px 0 25px;font-size:30px;line-height:1.2}._explainGrid_nqb2a_12{grid-template-columns:repeat(3,1fr);gap:32px;display:grid}._explainGrid_nqb2a_12 article{border-top:1px solid var(--line);padding-top:20px}._explainGrid_nqb2a_12 h3{margin:0 0 12px;font-size:16px}._explainGrid_nqb2a_12 p,._faq_nqb2a_12 p{color:var(--muted);margin:0;font-size:13px;line-height:1.8}._faq_nqb2a_12{max-width:900px;margin-top:40px}._faq_nqb2a_12 h2{font-size:24px}._faq_nqb2a_12 details{border-bottom:1px solid var(--line);padding:18px 0}._faq_nqb2a_12 summary{cursor:pointer;font-size:14px;font-weight:650}._faq_nqb2a_12 p{margin-top:12px}._sources_nqb2a_12{max-width:1050px;color:var(--muted);margin-top:30px;font-size:11px;line-height:1.8}._sources_nqb2a_12 p{margin:12px 0}._sources_nqb2a_12 a{color:#456b7f;text-underline-offset:3px;margin-right:14px}._related_nqb2a_12{background:#e7eeef;border-radius:14px;justify-content:space-between;align-items:center;gap:25px;margin-top:32px;padding:28px 30px;display:flex}._related_nqb2a_12 h2{margin:0 0 8px;font-size:23px}._related_nqb2a_12 p{color:var(--muted);margin:0;font-size:13px;line-height:1.7}._related_nqb2a_12 a{white-space:nowrap;color:var(--ink);font-size:13px;font-weight:650;text-decoration:none}._page_nqb2a_1 :is(button,input,select,summary,a):focus-visible{outline-offset:4px;outline:3px solid #dc995c}._page_nqb2a_1 button{min-height:40px}._page_nqb2a_1 *{box-sizing:border-box}@media (max-width:1100px){._workspace_nqb2a_6{grid-template-columns:285px minmax(0,1fr);gap:20px}._inputs_nqb2a_6{padding:22px 18px}._stamp_nqb2a_4{display:none}._verdict_nqb2a_8{padding:25px}._compareCard_nqb2a_9{padding:19px}._amount_nqb2a_9{font-size:30px}._actions_nqb2a_11 a{margin-left:0}._flowLanes_nqb2a_10{gap:15px}._delta_nqb2a_8{font-size:49px}}@media (max-width:800px){._intro_nqb2a_2,._calculator_nqb2a_2,._content_nqb2a_2{width:calc(100% - 36px)}._intro_nqb2a_2{padding-top:25px}._breadcrumbs_nqb2a_3{margin-bottom:25px}._intro_nqb2a_2 h1{letter-spacing:-1.9px;font-size:43px}._intro_nqb2a_2 p{font-size:14px}._workspace_nqb2a_6{grid-template-columns:1fr}._inputs_nqb2a_6{grid-template-columns:1fr 1fr;gap:0 24px;padding:24px;display:grid}._inputHeading_nqb2a_6,._settings_nqb2a_6,._localNote_nqb2a_6{grid-column:1/-1}._localNote_nqb2a_6{margin-top:18px}._field_nqb2a_6{margin-bottom:23px}._selectLabel_nqb2a_6{align-self:start}._settings_nqb2a_6 summary>span{margin-left:10px;display:inline}._settings_nqb2a_6[open]{display:block}._explainGrid_nqb2a_12{grid-template-columns:1fr;gap:22px}._explainGrid_nqb2a_12 article{padding-top:18px}._content_nqb2a_2{padding-top:40px}._compareCard_nqb2a_9{padding:23px}._amount_nqb2a_9{font-size:37px}._verdict_nqb2a_8{padding:28px}._delta_nqb2a_8{font-size:54px}._related_nqb2a_12{flex-direction:column;align-items:flex-start}._actions_nqb2a_11 a{margin-left:auto}}@media (max-width:480px){._intro_nqb2a_2,._calculator_nqb2a_2,._content_nqb2a_2{width:calc(100% - 28px)}._intro_nqb2a_2 h1{letter-spacing:-1.6px;font-size:36px}._intro_nqb2a_2 p{font-size:13px}._exampleRow_nqb2a_5{gap:10px;margin:8px 0 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